Is Lucerne more expensive than Obwalden?

Obwalden is the cheaper of the two: total monthly cost of living for a single adult is CHF 2,906 vs CHF 3,060 — a difference of CHF 154/month.

What is the average rent in Lucerne?

A 1-bedroom flat in Luzern averages around CHF 1,500/month, while a 3-bedroom is around CHF 2,700/month.

Standard adult health insurance with a CHF 300 franchise averages around CHF 300/month in Obwalden.

Monthly costs for a single adult, mid-range lifestyle. Updated Jun 2026.

Lucerne

CHF 3’060/mo

Obwalden

CHF 2’906/mo

Cost	Lucerne	Obwalden	Difference
Rent (1BR, city center)	CHF 1’500	CHF 1’400	+CHF 100
Health insurance	CHF 320	CHF 300	+CHF 20
Groceries	CHF 580	CHF 560	+CHF 20
Eating out	CHF 360	CHF 346	+CHF 14
Transport	CHF 80	CHF 80	—
Utilities	CHF 220	CHF 220	—
Total / month	CHF 3’060	CHF 2’906	CHF 154