Get mandatory health insurance (KVG)
3 months after arrival. Missing this deadline can lead to fines or delays in your permit.
Basic health insurance (KVG / LAMal) is mandatory for everyone living in Switzerland. The benefits are identical across providers — only the price differs.
Step by step
- 1
Compare on priminfo.ch
The official federal comparator. Filter by your canton, age, and chosen franchise.
- 2
Pick a franchise
Adults: CHF 300, 500, 1,000, 1,500, 2,000 or 2,500. Higher franchise = lower monthly premium. Healthy adults often choose CHF 2,500.
- 3
Choose a model
Standard, Family doctor (Hausarzt), HMO, or Telmed. Alternative models save 10–20%.
- 4
Sign up online
Most insurers accept online enrollment. Coverage is retroactive to your arrival date if you sign up within 3 months.
- 5
Add supplementary insurance (optional)
VVG covers private hospital rooms, dental, alternative medicine. Apply early — pre-existing conditions can be excluded.
Get this as a personalised checklist
Build your free Swiss relocation checklist — tailored to your canton, with deadlines and links. No signup.
Build my free checklistIf you don't enroll within 3 months, the canton assigns you to an insurer at potentially higher cost.
You cannot be refused for basic KVG coverage.
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