Open a Swiss bank account
You'll need a Swiss IBAN to receive your salary, pay rent, and set up direct debits. Digital banks are the fastest option.
Step by step
- 1
Decide: digital or traditional
Digital (Neon, Yuh, Zak): free, app-only, opened in 10 minutes. Traditional (UBS, Raiffeisen, cantonal): branches, mortgages, broader services.
- 2
Prepare your documents
Passport, residence permit slip (or visa), proof of address (rental contract or Gemeinde confirmation).
- 3
Open the account
Digital: scan ID via app, video selfie. Traditional: book a branch appointment.
- 4
Set up your salary deposit
Send your IBAN to HR. First salary usually lands within one full payroll cycle.
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