Zug vs Lucerne: Cost of Living

Monthly costs for a single adult, mid-range lifestyle. Updated Jun 2026.

Zug
CHF 3’740/mo
Lucerne
CHF 3’060/mo
CostZugLucerneDifference
Rent (1BR, city center)CHF 2’000CHF 1’500+CHF 500
Health insuranceCHF 330CHF 320+CHF 10
GroceriesCHF 680CHF 580+CHF 100
Eating outCHF 430CHF 360+CHF 70
TransportCHF 80CHF 80
UtilitiesCHF 220CHF 220
Total / monthCHF 3’740CHF 3’060CHF 680

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