Tools
Swiss Capital Gains Tax Calculator
Estimate your tax on a Swiss real-estate sale or check whether your investment gains are taxable. Beginner-friendly, no signup, all 26 cantons covered.
Estimated tax
Gross profitCHF 400’000
Deductible costs- CHF 75’000
Net taxable gainCHF 325’000
Holding period11.1 years
Estimated tax rate28.9 %
Estimated tax owedCHF 94’034
Switzerland taxes real-estate gains at cantonal level. Rates vary by canton and decrease with longer holding periods.
Disclaimer: this is an estimate only. Swiss tax law varies by canton and municipality. Always consult a licensed tax advisor before acting on these figures.
Capital Gains Tax in Switzerland — Beginner's Guide
Frequently asked questions
Do I pay tax on stock gains in Switzerland?
No — as a private investor, capital gains on shares, ETFs and bonds are tax-free in Switzerland. You only pay wealth tax on the value you hold and income tax on dividends. Gains become taxable only if the federal tax authority classifies you as a 'professional securities dealer'.
Is crypto taxed in Switzerland?
Crypto held by a private investor is treated like securities: capital gains are tax-free, but the holdings count for wealth tax (year-end value) and any staking, mining or lending rewards count as taxable income at receipt.
What is the capital gains tax rate for property in Zurich?
Zurich's Grundstückgewinnsteuer is progressive. Rates start around 40% for short holdings under 2 years and decrease by roughly 1 percentage point per year, hitting about 20% after 20+ years of ownership. There is also a surcharge of up to 50% for very short holdings.
How is the holding period calculated?
From the date the property entered your ownership (notary/land-registry date) to the date of the new sale contract. Inheritance and gifts usually carry over the original purchase date, which preserves any holding-period discount.
What costs can I deduct?
Notary and land-registry fees on both purchase and sale, real-estate agent commission, transfer tax, and value-adding renovations (new kitchen, extension, energy upgrades). Pure maintenance (painting, repairs) is not deductible from the gain — it goes against income tax.
Do foreigners pay capital gains tax in Switzerland?
Yes. The Liegenschaftsgewinnsteuer is levied at the location of the property, regardless of the seller's residence or nationality. Non-residents typically have a portion of the proceeds withheld by the notary as a security.
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